Investing in credit services industry stocks can be a wise move for those looking to diversify their portfolio. Companies in this sector provide a range of services such as credit scoring, debt collection, and credit monitoring that play a crucial role in the financial ecosystem. With consumer debt on the rise, these stocks have the potential for steady growth and solid returns. However, investors should be aware of possible risks such as regulatory changes and economic downturns that could impact the industry. By carefully researching and selecting the right credit services companies to invest in, investors can take advantage of the opportunities presented by this rapidly evolving sector.
| Symbol | Exchange | Name | MCAP | Price | Change | PE Ratio | Yield |
|---|---|---|---|---|---|---|---|
| LPRO | NASDAQ | Open Lending Corp | 0.22B | 1.86 | 3.92 | 11.26 | 0.00 |
| LU | NYSE | Lufax Holding Ltd American Depositary Shares, each representing two (2) Ordinary Shares | 2.27B | 2.62 | 4.39 | 8.05 | 0.00 |
| LX | NASDAQ | LexinFintech Holdings Ltd | 0.45B | 2.70 | -3.58 | 1.79 | 0.12 |
| YRD | NYSE | Yiren Digital Ltd | 0.33B | 3.80 | -2.07 | 1.83 | 0.12 |
| QD | NYSE | Qudian Inc | 0.65B | 3.96 | -0.26 | 0.00 | 0.00 |
| CURO | NYSE | CURO Group Holdings Corp | 0.17B | 4.04 | -7.34 | 0.00 | 0.00 |
| FINV | NYSE | FinVolution Group American Depositary Shares | 1.27B | 5.13 | -0.39 | 3.34 | 0.05 |
| OPRT | NASDAQ | Oportun Financial Corp | 0.25B | 5.59 | -1.07 | 7.43 | 0.00 |
| XYF | NYSE | X Financial | 0.22B | 5.70 | -5.00 | 0.87 | 0.10 |
| MCVT | NASDAQ | Mill City Ventures III Ltd | 0.53B | 6.42 | 10.23 | 0.00 | 0.00 |
| CPSS | NASDAQ | Consumer Portfolio Services Inc | 0.19B | 8.43 | -0.48 | 11.03 | 0.00 |
| RWAY | NASDAQ | Runway Growth Finance Corp | 0.33B | 9.15 | -1.30 | 6.09 | 0.16 |
| WU | NYSE | The Western Union Co | 2.95B | 9.27 | 1.43 | 4.36 | 0.09 |
| NAVI | NASDAQ | Navient Corp | 0.94B | 9.84 | -2.09 | 26.57 | 0.06 |
| OPFI | NYSE | OppFi Inc | 0.27B | 9.92 | -0.51 | 125.57 | 0.00 |
| MFIN | NASDAQ | Medallion Financial Corp | 0.23B | 9.98 | 1.12 | 5.99 | 0.05 |
| GDOT | NYSE | Green Dot Corp | 0.68B | 12.16 | -1.22 | 377.70 | 0.00 |
| PRAA | NASDAQ | PRA Group Inc | 0.50B | 12.79 | 0.00 | 9.08 | 0.00 |
| PMTS | NASDAQ | CPI Card Group Inc | 0.16B | 14.37 | -2.12 | 10.58 | 0.00 |
| QFIN | NASDAQ | 360 Finance Inc | 2.09B | 16.06 | 6.75 | 2.13 | 0.10 |
| EZPW | NASDAQ | EZCORP Inc | 1.42B | 22.94 | 4.47 | 14.62 | 0.00 |
| FOA | NYSE | Finance of America Companies Inc | 0.19B | 23.82 | 2.28 | 5.02 | 0.00 |
| SOFI | NASDAQ | SoFi Technologies Inc | 32.17B | 25.46 | -1.32 | 49.90 | 0.00 |
| SLM | NASDAQ | SLM Corp | 5.46B | 27.39 | 0.33 | 7.77 | 0.02 |
| RM | NYSE | Regional Management Corp | 0.34B | 35.92 | 4.21 | 7.75 | 0.03 |
| ALLY | NYSE | Ally Financial Inc | 12.68B | 41.11 | -2.10 | 17.77 | 0.03 |
| PYPL | NASDAQ | PayPal Holdings Inc | 38.29B | 41.59 | -0.27 | 7.38 | 0.00 |
| UPST | NASDAQ | Upstart Holdings Inc | 4.50B | 46.28 | 0.42 | 133.15 | 0.00 |
| ATLC | NASDAQ | Atlanticus Holdings Corp | 0.77B | 50.55 | -0.14 | 9.14 | 0.00 |
| SEZL | NASDAQ | Sezzle Inc | 2.19B | 64.04 | -9.19 | 18.30 | 0.00 |
| OMF | NYSE | OneMain Holdings Inc | 7.59B | 64.46 | -1.40 | 9.50 | 0.07 |
| BFH | NYSE | Bread Financial Holdings Inc | 3.31B | 75.05 | 2.74 | 7.81 | 0.01 |
| SYF | NYSE | Synchrony Financial | 25.36B | 75.16 | 2.00 | 7.97 | 0.02 |
| WRLD | NASDAQ | World Acceptance Corp | 0.58B | 120.00 | 0.40 | 15.31 | 0.00 |
| NNI | NYSE | Nelnet Inc | 4.70B | 130.71 | -1.19 | 11.10 | 0.01 |
| AGM.A | NYSE | Federal Agricultural Mortgage Corp | 1.47B | 135.00 | 0.67 | 7.24 | 0.05 |
| ENVA | NYSE | Enova International Inc | 4.24B | 171.71 | 3.96 | 13.87 | 0.00 |
| AGM | NYSE | Federal Agricultural Mortgage Corporation Common Stock | 1.89B | 171.82 | 0.12 | 9.78 | 0.04 |
| FCFS | NASDAQ | FirstCash Holdings Inc | 7.59B | 171.92 | 0.55 | 25.67 | 0.01 |
| DFS | NYSE | Discover Financial Services | 47.89B | 190.31 | 4.26 | 0.00 | 0.00 |
| COF | NYSE | Capital One Financial Corp | 145.77B | 233.20 | -6.43 | 64.56 | 0.01 |
| V | NYSE | Visa Inc | 628.86B | 326.98 | 0.53 | 30.90 | 0.01 |
| AXP | NYSE | American Express Co | 238.81B | 348.12 | -1.34 | 23.06 | 0.01 |
| CACC | NASDAQ | Credit Acceptance Corp | 5.50B | 514.55 | 3.28 | 13.58 | 0.00 |
| MA | NYSE | Mastercard Inc | 469.22B | 525.77 | -1.13 | 33.41 | 0.01 |
The credit services industry includes companies that provide various financial services such as credit reporting, debt consolidation, and credit card processing. Investing in credit services industry stocks can be a lucrative opportunity for those interested in the financial sector. As with any investment, it is important to conduct thorough research before making any decisions.
When investing in credit services industry stocks, it is important to consider the overall strength of the economy, interest rates, and consumer spending habits. Additionally, look for companies with strong balance sheets and a history of steady revenue growth.
While every investment carries some level of risk, credit services industry stocks are generally considered to be less volatile compared to other sectors. However, factors such as regulatory changes and economic downturns can impact the performance of these stocks.
Investing in credit services industry stocks can be a rewarding endeavor for those seeking exposure to the financial sector. By carefully researching companies and staying informed about industry trends, investors can potentially benefit from the growth and stability of this sector.